As the cryptocurrency universe continues to expand at an unprecedented pace, efficient and routine transactions have become a critical necessity. Yet, the current transaction processing capabilities of many blockchains fail to meet the burgeoning …

Despite offering numerous advantages, public decentralized cryptocurrencies such as Bitcoin suffer from scalability issues such as high transaction latency and low throughput. The vast array of so-called Layer-2 solutions tackling the scalability …

This research aims to provide an overview of the technological solutions of instant payment with cryptocurrencies in the tourism sector. The analysis has been done on various cryptocurrencies and technologies related to them, their transaction …

Improving the throughput of blockchain systems such as Bitcoin and Ethereum has been an important research problem. Off-chain payments are one of the most promising technologies to tackle this challenge. Once a payment channel, however, is established there exists a strict one-one correspondence between a payee and prepayments, which reduces the flexibility of off-chain payments. In this paper, we propose a flexible instant payment system (FIPS) based on blockchain to improve the flexibility of off-chain payments.

Quicker transfer of funds with the new retail payment innovation within the SEPA framework …

▪ Name der Lösung: Instant Payment am POS ▪ Unternehmen: Equens Worldline ▪ Website: http://www.de.worldline.com ▪ Hauptsitz: Bezons, Frankreich …

Der Zahlungsverkehr hat sich in letzten Jahren von einer leicht angestaubten Tätigkeit im Backoffice der Banken zu einem hochinnovativen und strategisch bedeutsamen Gebiet entwickelt. Der Bereich unterliegt einem kontinuierlichen Wandel, angefangen mit dem Übergang vom ausschließlichen Gebrauch von Bargeld und halbbaren Zahlungsmitteln zum bargeldlosen Zahlungsverkehr, die Etablierung des Euro-Zahlungsverkehrsraums (SEPA) bis hin zu aktuellen Trends wie Instant Payments und neuen Marktteilnehmern die keine Banken sind.

Regulatorik wird mit Innovation eher selten in Verbindung gebracht, jedoch haben aktuelle Vorgaben, insbesondere die Payment Service Directive 2 (PSD2) oder Instant Payments das Potenzial, den Zahlungsverkehr in Europa nachhaltig zu verändern.

This paper mainly focuses on the measurement of energy consumption and providing data for billing and a system for payment at your place. In this paper, we present a simple design for automatic energy meter reading with payment facility with the help

In this paper, we proposed an Economic Order Quantity (EOQ) model for non-instantaneous deteriorating items with permissible delay in payments. A model is an abstraction of reality. It evaluates alternative policies and determines the solution of mod

How could an immersive computer-generated environment (“the metaverse”) impact services in the digital economy? Investment in virtual worlds has grown rapidly. Yet the technology still falls short of achieving fully immersive experiences. And …

There is a shift in digital payment system from digital money to virtual digital currency called Central Bank Digital Currency (CBDC). CBDC is programmable currency issued by central banks and sovereign authorities. CBDC is having combined …

The absence of physical interaction within fully-virtual platforms engenders a fundamental human need for connection and reassurance. Human touch, characterized by empathetic personal interaction, plays a pivotal role in cultivating trust and …

After completing this chapter, you should be able to: …

In sub-Saharan Africa, only 37% of women hold a bank account, compared to 48% of men, a disparity that has been exacerbated due to the COVID-19 pandemic. The situation is considerably worse in North Africa, where around two thirds of the adult …

In this study, we focused on the mechanisms for ensuring the sustainable development of the Russian economy in the context of correction of external financial flow owing to the adjustment of foreign economic supply chains. By constructing a system …

Due to the diverse nature of the individual chapters, the summary is divided into individual chapters. The book as a whole is summarised in the last chapter, which brings together the information contained in the book.