2. Scientific and Technological Supervision of Artificial Intelligence

The deep integration of science and technology with finance carries both huge potential benefits and a new set of risks, which heighten the vulnerability of the financial industry. The wide application of science and technology brings novel challenges to financial supervision, while at the same time providing new technical ideas and solutions to enhance supervision efficiency and improve supervision level. In the context of the rapid development of financial technology, the continuous emergence of financial innovation formats, the alienation of traditional financial risks, and the appearance of new financial risks have presented more, and higher, requirements for China’s financial supervision. Meanwhile, China’s financial regulators have faced severe challenges due to a series of problems, such as the mismatch between regulatory responsibility and regulatory resources, insufficient regulatory technical means, regulatory lag behind financial innovation, and regulatory arbitrage. In order to improve the supervision means of financial regulators and enhance the level of financial supervision, we need to use “science and technology + regulation” to deal with the challenges brought by “science and technology + finance”.