Online Banking

Digital finance plays a major role in improving access to, usage and quality of financial services in developing countries. The use of these platforms has been associated with a positive impact on economic growth and people’s welfare. They allow …

Traditional commercial banks are impacted by financial disintermediation amid the advent of online banking. Lower revenue has forced banks to focus on new non-interest revenue to increase bank revenue. With banks' serious efforts toward digital …

The importance of technology and managerial risk management in banks has increased due to the financial crisis. Banks are the most affected since there are so many of them with poor financial standing. Due to this problem, an unstable and …

In this study, we empirically assess the determinants of FinTech development for a sample of 28 Sub-Saharan African (SSA) countries over the period from 2007–2018. The results show that: financial development, literacy, regulation, and economic …

This research aims to improve the usability of the Paperless Process Reengineering (PPR) system for senior citizens. In the wake of COVID-19, the rapid digital shift in banking services has underscored the issue of digital exclusion of the …

In the United Kingdom, older adults aged sixty-five and above who lack essential digital skills are on the edge of being digitally excluded. To investigate the crucial digital skills that might motivate older adults to engage more online, an …

This study aimed to examine the parameters that contribute to users’ attitude and intention to use Virtual Try-on for beauty products. The study comprised of one-hundred eighty women who used the Virtual Try-on tool of a cosmetics website through …

This study explored older people’s opinions of digital banking (online and mobile) and the risks they perceived in relation to these services. A total of 20 older users were recruited for a short interview to explore their views on different …