Online Banking

Digital finance plays a major role in improving access to, usage and quality of financial services in developing countries. The use of these platforms has been associated with a positive impact on economic growth and people’s welfare. They allow …

Traditional commercial banks are impacted by financial disintermediation amid the advent of online banking. Lower revenue has forced banks to focus on new non-interest revenue to increase bank revenue. With banks' serious efforts toward digital …

In this study, we empirically assess the determinants of FinTech development for a sample of 28 Sub-Saharan African (SSA) countries over the period from 2007–2018. The results show that: financial development, literacy, regulation, and economic …

The study aims to explore the crucial interaction between organizational responsibility and employee behavior in cybersecurity, particularly in the distinct setting of Saudi Arabia. It investigates how organizational responsibility perceptions …

There is a shift in digital payment system from digital money to virtual digital currency called Central Bank Digital Currency (CBDC). CBDC is programmable currency issued by central banks and sovereign authorities. CBDC is having combined …

The purpose of this chapter is to present an informative examination of the unique usage of ChatGPT, which is a sophisticated language model, in the realms of detecting financial fraud and predicting stock prices. Beginning with an explanation of …

Digital transformation is the adoption of digital technologies to improve an organisation’s processes, services and products. In microfinance institutions (MFIs), this can result in improved operational efficiency, risk management, revenues and …

The decision to adopt a virtual platform is highly contingent on individual preferences, making generalizations challenging. Through interviews conducted with bank clients, virtual bank executives, and virtual bank investors, we have identified …